Sunday, March 4, 2012

Searching For Travel Insurance Reviews | Elk Outfitter Colorado

Physicians Life Insurance Company Searching For Travel Insurance Reviews

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Saturday, March 3, 2012

Chrysler's success is no fluke; it's built for the future

In January, Fiat/Chrysler CEO Sergio Marchionne shifted to a more conservative strategy. And it is paying off. (AP)

By Paul A. Eisenstein, msnbc.com contributor

The U.S. auto industry exceeded even the most optimistic expectations in February.?Manufacturers collectively posted their strongest sales since 2008 as a mix of pent-up demand, rising consumer confidence ? and increased loan availability ? sent buyers racing back to showrooms at levels not seen since the start of the Great Recession.

Few automakers had more to crow about than Chrysler. The automaker posted an overall 40 percent increase for the month ? marking its 23rd consecutive monthly increase in demand and its strongest point since emerging from Chapter 11 bankruptcy protection in 2009.

Only a handful of manufacturers managed to post a bigger gain than Chrysler ??including Volkswagen, which sold more cars in the U.S. during February than it had at any time during the last four decades. But what was particular significant about Chrysler?s strong showing was that it still hasn?t rolled out all the small, high-mileage offerings that might take advantage of rising fuel prices. Yet even some of its biggest offerings fared well, with the flagship Chrysler 300 sedan racking up a five-fold increase in demand.

"Chrysler has some of the strongest products ever in the history of the company," said Jesse Toprak, VP of market intelligence at TrueCar.com. "They've made some strong vehicles like the Chrysler 200 and 300, along with most Jeep products, but the Dodge Dart could really help the company compete with fuel-efficient vehicles once it launches, as gas prices continue to rise."

All of the Detroit automaker?s brands saw a sales increase in February, including not only Chrysler, Dodge, Jeep and Ram, but also struggling Fiat, the reborn marque of the U.S. automaker?s Italian partner.?

Fiat made its return to the U.S. in early 2011 after a three-decade absence but found the going a lot tougher than anticipated, sales for the year coming in at barely half of its original, 50,000-unit forecast.?

?Clearly, a year ago, it was difficult to get a clear sense of where the brand would go,? Olivier Francois, Fiat?s global chief executive, said during a recent interview.? ?We just didn?t know.?

In January, Fiat/Chrysler CEO Sergio Marchionne shifted to a more conservative strategy, downgrading by half his sales forecast for the Fiat brand for 2012.? But company officials are now optimistic that the February figures ? with a 21 percent?gain, their best since the brand?s re-launch ? could put Fiat back on course.?

The maker is now launching a higher performance version of its little 500 model, dubbed the Abarth, that is already generating strong buzz.?

Of course, even the base Fiat 500 is well-positioned to take advantage of shifting market trends.? Small cars accounted for 23 percent of the overall U.S. market in February, up from 17.9 percent?in December, reported tracking firm Edmunds.com.

?Our product portfolio now contains some of the most fuel-efficient vehicles in our company?s history driving our sales up 40 percent?in February,? said Reid Bigland, head of Chrysler?s U.S. Sales and the CEO of its Dodge brand. ?A few years ago higher fuel prices were a major threat to our total vehicle sales whereas today those higher prices have become far less of an issue. We now have 13 vehicles with an EPA-rated highway fuel economy of 25 miles per gallon or higher, and six of those vehicles get 31 mpg or higher.?

But as analyst Toprak, of TrueCar, pointed out, Chrysler still doesn?t have quite the high-mileage portfolio of some of its competitors,? including its cross-town rivals, which are also making significant gains in the passenger car market.? Ford, for example, saw sales of the compact Focus model double in February, and GM?s new Chevrolet Sonic generated more sales than its chief rivals, the Toyota Yaris and Honda Fit, combined.

But Chrysler could be well-positioned if, as many expect, fuel prices reach record levels mid-year.? The maker is rushing to launch its new Dodge Dart, a new compact sedan borrowing the name of an old model that was once among Chrysler?s strongest sellers.? One version of the Dart will use Fiat?s high-mileage Multi-Air engine, which generated an estimated 40 mpg combined, according to EPA testing.? That figure will likely be lower in production, however, due to the way the government recalculates its initial test results.

Nonetheless, the Dart could become a major factor in maintaining Chrysler?s momentum this year ? something that will become increasingly difficult as it compares itself again stronger sales in late 2011.

Keeping the curve pointing up is already costing the maker some significant money.? According to preliminary TrueCar data, Chrysler put more cash on the hood than any other major maker in February of this year.? At $3,251, its average incentive was up 6.5 percent?year-over-year ? and nearly double Toyota?s average $1,789 in givebacks.

On a positive note, despite having to spend so much on rebates and other incentives, Chrysler saw a sharp surge in its average transaction price, or ATP, the amount the typical buyer actually spends once everything is factored into the equation.? The total came to $29,458 per vehicle, up 1.0% from January and a full 5.7 percent?from a year ago.

That upturn suggests that in this resurgent car market there?s still plenty of room for the? bigger, less fuel-efficient models that Chrysler has long been known for.? Its Jeep Grand Cherokee, a runner-up for 2011 North American Truck of the Year, gained 47 percent, while the Dodge Charger muscle car jumped 124 percent. But one of the biggest increases in the industry came from the flagship Chrysler 300 sedan, which saw sales surge 480 percent?compared to February 2011.

The strong February numbers follow Chrysler?s standout performance during the recent Super Bowl, where the maker aired a 2-minute, cinematic-style commercial narrated by Clint Eastwood. The spot ? which focused on the nation?s need to pull together and move ahead ? generated plenty of political controversy, especially among conservatives , but appears to have resonated with the market at large.

Whatever the reason ? creative advertising, improving consumer sentiment or simply better products, Chrysler clearly had a strong month. Whether it can maintain the pace remains to be seen, but for the moment, at least, it has momentum working on its side.

?

Source: http://bottomline.msnbc.msn.com/_news/2012/03/02/10561339-chryslers-success-is-no-fluke-its-built-for-the-future

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Option announces new 4G chipset compatible with Windows 8

Belgian wireless outfit Option has produced a 4G modem that takes up the same space inside a netbook or tablet as the company's previous 3G-enabled model. The GTM801 is based around Qualcomm's universal-standard Gobi MDM9215 and, even better, is already designed to support Windows 8 -- so we can at least hope that the first or second wave of tablets for Microsoft's new OS will be able to access 4G natively, for when we need to work Facebook on the go. Given that all of Option's tech is Gobi-based, you'll also have backwards compatibility with pretty much every standard ever invented, which is good if you don't live in the middle of a LTE zone.

Continue reading Option announces new 4G chipset compatible with Windows 8

Option announces new 4G chipset compatible with Windows 8 originally appeared on Engadget on Fri, 02 Mar 2012 09:47:00 EDT. Please see our terms for use of feeds.

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Friday, March 2, 2012

Dirt Cheap Auto Insurance Quote ? Is Your Current Car Insurance ...

Most consumers are aware which usually finding dirt and grime cheap motor insurance quotes online car insurance quotes one way to save capital on insurance. It pays to obtain various automobile insurance quotes before having buying an automible.

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Occasionally, it?s smart to shop all-around for automobile insurance rates to check out what type of discounts or simply lower prices other programs might become offering. They offer you comprehensive options that you simply could tailor to match your personal demands. The all round effect, though, is that the insurance premiums will steadily increase. Meanwhile, competing insurance carriers are all seeking to earn your affiliate business, so the rates will likely be quoted smaller. The sites allow you to look during similar standards from a number of companies.

2. That determination will probably be made in relation to your driving a vehicle history. Considering the embrace vehicles traveling, chances of recent drivers suffering a car accident is always superb.

?Third, be your credit is good history before seeking insurance,? related faithful author and commentator Felix Velez. Car can turn out to be funny, and I?ll say this how. I was watching television last night when one particular of my preferred commercials ran on.

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In order to obtain the greatest auto motor insurance rates listed here are suggestions which you can immediately use to help get discount auto insurance rates on one occasion today. There might be a deductible total listed with respect to these insurance coverages. In in this approach you could be certain that might be a bargain-priced quote containing all the particular cover features you need. Depending showing on specific demands, having the wherewithall to make ramifications, before decision through the comfort of your home or maybe office possesses saved most people hundreds with dollars in insurance charges.

Source: http://www.redwrangler.com/?p=1340

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Simple Home Improvement Project Schemes for Security and ...

Posted By ShawnSparks on March 2, 2012

Homeowners understand that being between a rock and a hard place is a common way of life. Sometimes money is tight, and spending it on energy efficient appliances is typically not in their budget. But in the long run, the savings realized from lower energy costs will make it worthwhile. Simply do what you can to make your house the best it can be - this is our recommendation. Simple energy efficiency related improvements can be sealing all the leaks in the attic. Thermal insulation is usually the best choice. It is recommended that you add it to the walls and floor of the attic. Once this is done, look for more expensive projects to do that will help you save money in the long run.

Adding your personal touch to your home improvement endeavors will come from thinking outside of the box for all of your projects. One very inexpensive improvement is replacing the electrical outlet housing covers around the home. You can get covers that match the interior of each room, thus improving the overall appearance. Regardless of your budget, this is definitely something you can do economically without breaking the bank. Your outlets are noticeable even if you tend to overlook them. Outlet covers are very attractive, and can improve your interior decor dramatically.

The amount of crime being committed today is a direct result of the state of our economy. So think about installing a small-scale security system as a home improvement project. Motion detector lights are one component of the system that you can install outside. Due to the fact that the lights will turn on automatically, anyone outside of your home will be revealed. It is also possible to install a hidden camera that will take images and videos and send them to a remote monitor in your household. This way, when something happens outside of your house, you can see it from inside.

If you live in a cold area, then what follows is an easy home improvement task that will allow you to stay warm. This project involves installing a heat lamp in your bathroom ceiling with a separate light switch for control. You will utilize this to stay warm when you get out of the bath or shower.

This sort of comfort-related improvement does not cost as much as you might think. As well as wiring to expanded electrical switch housing, this lamp isn?t hard to install. Once you partake in the warm feeling that it brings after getting out of the shower on a cold winter night, you won?t ever want to live without it. The no frill renovations can frequently be the ones that will be some of the most treasured ones. Look at the basement deep basin job as a prime example. The installation of something like this will be appreciated by most everyone for different uses. As we have pointed out, you will benefit from these projects for a number of reasons, from simplicity to functionality.

Shawn Sparks possesses a home improvement business and creates reviews on comparable services. Find out more about Andersen window replacement here Energy-Efficient Vinyl Window Replacement


Source: http://www.siedem.twoj-internet.com/2012/03/02/simple-home-improvement-project-schemes-for-security-and-wellbeing/

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Thursday, March 1, 2012

Mornings on Horseback: The Story of an Extraordinary Family, and ...

LINK: Download Mornings on Horseback: The Story of an Extraordinary Family, and the Unique Child who Became Theodore Roosevelt Audiobook

Winner of the 1982 National Book Award for Biography, Mornings on Horseback is the brilliant biography of the young Theodore Roosevelt. Hailed as a masterpiece by Newsday, it is the story of a remarkable little boy, seriously handicapped by recurrent and nearly fatal attacks of asthma, and his struggle to manhood.His father, the first Theodore Roosevelt, ?Greatheart?, is a figure of unbounded energy, enormously attractive and selfless, a god in the eyes of his small, frail namesake. His mother, Mittie Bulloch Roosevelt, is a Southerner and celebrated beauty.Mornings on Horseback spans 17 years, from 1869 when little ?Teedie? is 10, to 1886 when he returns from the West a ?real life cowboy? to pick up the pieces of a shattered life and begin anew, a grown man, whole in body and spirit.This is a tale about family love and family loyalty; about courtship, childbirth and death, fathers and sons; about gutter politics and the tumultuous Republican Convention of 1884; about grizzly bears, grief and courage, and ?blessed? mornings on horseback at Oyster Bay or beneath the limitless skies of the Badlands.


LINK: Download Mornings on Horseback: The Story of an Extraordinary Family, and the Unique Child who Became Theodore Roosevelt Audiobook

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Toppling Raman shift in supercritical carbon dioxide: Vibrational mix shines new light on carbon sequestration measurements

ScienceDaily (Feb. 28, 2012) ? Just as a wine glass vibrates and sometimes breaks when a diva sings the right note, carbon dioxide vibrates when light or heat serenades it. When it does, carbon dioxide exhibits a vibrational puzzle known as Fermi resonance. Now, researchers studying geologic carbon storage have learned a bit more about the nature of carbon dioxide.

The results provide clues to the nature of the Fermi resonance in other molecules, and will help researchers better understand details in chemical reactions. The team of researchers from the Department of Energy's Pacific Northwest National Laboratory report their findings in the February 28 issue of the journal in Physical Chemistry Chemical Physics.

"We're happy to be able to say something new about something so old," said PNNL chemist and author Charles Windisch, Jr. "We figured out how the different carbon dioxide molecules are vibrating at some of the Fermi resonance frequencies. And, of course, we can calibrate our data with more accuracy now."

"Even to this day, people mark Raman spectra incorrectly," said PNNL computational chemist Vassiliki-Alexandra Glezakou. "It helps to know what we are looking at, if we are going to use certain bands as guidelines to understand molecular interactions."

Carbon Dioxide Conundrum

The PNNL researchers did not set out to study again a phenomenon that dates back to the 1930s. Instead, they wanted to investigate what happens when carbon dioxide is stored underground as part of a national research effort to reduce carbon emissions from power generation. To do so, researchers plan to inject carbon dioxide in an unusual form of the gas that behaves like a liquid due to being under high pressure, called supercritical. To follow supercritical carbon dioxide in chemical reactions, researchers often use a technique called Raman spectroscopy.

Raman spectroscopy is a way of capturing a molecule's vibration. Simple molecules can vibrate in well-defined modes such as stretching and bending, which correspond to peak frequencies on a graph. These peaks are as unique and reproducible as a fingerprint.

The number and position of these peaks in a spectrum can be predicted by quantum mechanics, but Fermi resonances result in unanticipated peaks due to a combination of two different vibrations, such as stretching and bending. First recognized in carbon dioxide and explained by Enrico Fermi in 1931, scientists agree that the Fermi peaks are the result of the mixing of the two vibrational modes, but they often label one of them as 'stretch' and the other as 'bend'. This labeling became a problem when PNNL researchers observed a 'flip' in the Raman spectrum of supercritical carbon dioxide.

Shift or Flip?

To follow reactions, researchers often use different versions of elements called isotopes. Normally, carbon dioxide contains carbon plus the isotope oxygen-16, the most common form of oxygen. By using a heavier isotope of oxygen with its own fingerprint, oxygen-18, PNNL researchers can track the fate of carbon dioxide when it reacts with minerals, particularly when there are other sources of oxygen present such as water.

In the Raman spectra of the lighter supercritical carbon dioxide, the pair of Fermi peaks included a weaker one at a lower frequency and a stronger one at higher frequency. When they replaced all of the oxygens with the heavier isotope, however, the peaks seemed to flip, with the stronger one appearing at a lower frequency instead.

At first, it was not clear how the two sets of Fermi peaks related to each other -- whether the peaks were really a mirror image or if the stronger oxygen-16 peak somehow morphed into a weaker peak when heavy oxygen-18 was introduced. Typically, a heavier isotope will shift peaks to lower frequencies, although different modes are not necessarily affected by the same amount.

The researchers needed to unambiguously identify the peaks and to figure out how much bending and stretching modes contributed to each one. To do so, the team decided to simulate the carbon dioxide molecules with different oxygen isotopes on a computer and see if they could recreate the Raman spectra they saw in their experiments.

To the Computer

Using computing resources at EMSL, DOE's Environmental Molecular Sciences Laboratory at PNNL, Glezakou simulated carbon dioxide in supercritical conditions similar to those in the experiment. The molecules were "made" with either oxygen-16 or oxygen-18.

They analyzed the motion of the molecules to produce computational spectra that echoed the real spectra. In this way, the team was able to determine the percent of bending and stretching modes expected in each peak.

The results showed that with oxygen-16, the stronger peak at the higher frequency is due mostly to the stretching mode, while the weaker peak at the lower frequency is due mostly to the bending mode.

Oxygen-18, however, told a different story. The results with heavy carbon dioxide showed unequivocally that the light- and heavy-oxygen peaks were not exactly mirror images of each other. Carbon dioxide is mostly a linear molecule, so the bending motion is much less affected than the stretch when the oxygen-16 is replaced by its heavier isotope. As a result, the composition of the peaks does not remain the same.

"The heavier oxygen doesn't just shift the peaks. It changes their identity," said Glezakou. "And the bigger effects are on the stretching, because the peak with the most stretching has the biggest frequency shift."

Windisch added that the experimental results matched the computational ones nicely, in spite of the difficulty. "Our colleague Paul Martin here at PNNL had to build equipment so we could do these experiments at the pressures we needed. Not easy," he said.

Having nailed down the vibrational pedigree of these carbon dioxide molecules, they plan to use these results to understand better other reactions between carbon dioxide and a variety of minerals.

This work was supported by the U.S. Department of Energy, Office of Fossil Energy.

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The above story is reprinted from materials provided by Pacific Northwest National Laboratory, via Newswise.

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Journal Reference:

  1. Charles F. Windisch, Vassiliki-Alexandra Glezakou, Paul F. Martin, B. Peter McGrail, Herbert T. Schaef. Raman spectrum of supercritical C18O2 and re-evaluation of the Fermi resonance. Physical Chemistry Chemical Physics, 2012; 14 (8): 2560 DOI: 10.1039/C1CP22349F

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/upFuMbMzUwA/120228185544.htm

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